FIND
Find the primary sources
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Program / SRF
Clean Water and Drinking Water State Revolving Funds
The EPA-capitalized state loan funds that finance most water and wastewater infrastructure. VerisGov maps how each state runs its fund and keeps the terms current.
At a glance
- Program
- Clean Water State Revolving Fund (CWSRF) and Drinking Water State Revolving Fund (DWSRF)
- Administering agency
- U.S. Environmental Protection Agency (EPA), with state agencies
- Statutory authority
- Clean Water Act, 1987 amendments, for the CWSRF; Safe Drinking Water Act, 1996 amendments, for the DWSRF
- Funding mechanism
- An EPA capitalization grant plus a 20 percent state match, lent through a revolving fund and replenished by loan repayments
- Money flow
- EPA to the state revolving fund to a community or utility as a loan
- Who has a stake
- State water and environmental agencies, municipal utilities and water systems, and the engineering and finance partners who serve them
What it is
The Clean Water State Revolving Fund (CWSRF) and Drinking Water State Revolving Fund (DWSRF) are how most public water and wastewater infrastructure gets financed. EPA capitalizes a fund in each state, and the state runs it like an infrastructure bank, lending to communities and recycling the repayments into new loans.
They are not federal grants to utilities. EPA awards a capitalization grant to the state, the state adds a 20 percent match, and the combined fund issues low-interest loans, and some principal forgiveness, to recipients. As loans are repaid, the fund revolves to finance the next round.
The Clean Water fund was created by the 1987 Clean Water Act amendments, and the Drinking Water fund by the 1996 Safe Drinking Water Act amendments. Annual capitalization is set by appropriations, so the dollar amounts change year to year.
Key facts
- Program Clean Water State Revolving Fund (CWSRF) and Drinking Water State Revolving Fund (DWSRF)
- Administering agency U.S. Environmental Protection Agency (EPA), with state agencies
- Statutory authority Clean Water Act, 1987 amendments, for the CWSRF; Safe Drinking Water Act, 1996 amendments, for the DWSRF
- Funding mechanism An EPA capitalization grant plus a 20 percent state match, lent through a revolving fund and replenished by loan repayments
- Money flow EPA to the state revolving fund to a community or utility as a loan
- Who has a stake State water and environmental agencies, municipal utilities and water systems, and the engineering and finance partners who serve them
What it funds
- Wastewater treatment and collection (Clean Water)
- Drinking water treatment, storage, and distribution (Drinking Water)
- Lead service line replacement and emerging-contaminant work
- Stormwater and nonpoint-source pollution control
- Water reuse, efficiency, and resilience projects
Always current
What VerisGov keeps current
The facts above hold for years. These move, and they are where most of the work is. The engine tracks each one against its government source, so what you see is the live state, not a snapshot that quietly went out of date.
- Annual capitalization amounts and per-state allotments
- Loan terms, interest rates, and principal-forgiveness levels
- Current funding emphasis such as lead lines and PFAS
- State intended-use plans and project priority lists
How VerisGov covers it
The same engine runs on this program that runs on every domain: find the primary sources, verify and source-pin each fact, and productize it into something your team can use.
VERIFY
Verify and source-pin each fact
Every figure, rule, and deadline is checked against its government source and pinned to it, so a claim on the page traces back to the document it came from. When a detail is uncertain, it stays qualitative.
PRODUCTIZE
Productize it for your team
The verified corpus becomes a navigator, dashboard, report, dataset, or custom build, shaped to how your team works and refreshed as the program moves.
Pinned to records published by
- U.S. Environmental Protection Agency (EPA)
- State water and environmental agencies
Answers
Frequently asked questions
What are the State Revolving Funds?
The Clean Water and Drinking Water State Revolving Funds are EPA-capitalized state funds that finance water and wastewater infrastructure. Each state runs its fund like an infrastructure bank.
Is an SRF a grant or a loan?
EPA awards a capitalization grant to the state, but communities receive low-interest loans, and sometimes principal forgiveness, from the state's fund. Repayments revolve back to finance new projects.
What is the difference between the two funds?
The Clean Water fund, from the 1987 Clean Water Act amendments, finances wastewater and water-quality work. The Drinking Water fund, from the 1996 Safe Drinking Water Act amendments, finances drinking-water systems.
How does VerisGov help with the SRFs?
VerisGov finds the primary EPA and state sources, verifies and source-pins each fact, and keeps capitalization amounts, loan terms, and state priority lists current against their origin.
Point the engine at this program.
Tell us what you need built and from which sources. You get a working product, every fact traceable.